/* Altitude OCR - modern fintech dashboard stylesheet */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
--ao-bg:#f2f4f9;
--ao-surface:#ffffff;
--ao-ink:#111827;
--ao-ink-soft:#5b6472;
--ao-line:#e4e8f0;
--ao-line-strong:#d3d9e6;
--ao-navy:#141c33;
--ao-navy-soft:#232f4d;
--ao-blue:#3457f0;
--ao-blue-dark:#2540c9;
--ao-mint:#0fae7f;
--ao-amber:#f0a63b;
--ao-muted:#8790a0;
--ao-wrap:1220px;
--ao-read:740px;
--ao-gap:28px;
--ao-radius:16px;
--ao-radius-sm:10px;
}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,sans-serif;color:var(--ao-ink);background:var(--ao-bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--ao-blue);text-decoration:none;transition:color .16s}
a:hover{color:var(--ao-blue-dark)}
h1,h2,h3,h4{font-family:'Space Grotesk',system-ui,sans-serif;font-weight:600;line-height:1.15;color:var(--ao-ink);letter-spacing:-.01em}
::selection{background:var(--ao-blue);color:#fff}

/* ---------- Disclosure ---------- */
.ao-disclosure{background:var(--ao-navy);color:rgba(255,255,255,.85)}
.ao-disclosure-inner{max-width:var(--ao-wrap);margin:0 auto;padding:8px var(--ao-gap);display:flex;align-items:center;justify-content:space-between;font-size:.72rem;letter-spacing:.4px;text-transform:uppercase;font-weight:600}
.ao-disclosure-inner span:last-child{color:rgba(255,255,255,.5);font-weight:500;text-transform:none;letter-spacing:0}

/* ---------- Nav ---------- */
.ao-nav{background:rgba(242,244,249,.9);backdrop-filter:saturate(160%) blur(8px);position:sticky;top:0;z-index:200;border-bottom:1px solid var(--ao-line)}
.ao-nav-inner{max-width:var(--ao-wrap);margin:0 auto;padding:14px var(--ao-gap);display:flex;align-items:center;justify-content:space-between;gap:20px}
.ao-brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.ao-brand-mark{height:36px;width:36px;border-radius:10px}
.ao-brand-word{font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:1.28rem;color:var(--ao-ink);line-height:1;white-space:nowrap}
.ao-brand-word b{color:var(--ao-blue)}
.ao-nav-links{display:flex;align-items:center;gap:6px;flex:1;justify-content:center;background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:999px;padding:5px;box-shadow:0 1px 2px rgba(17,24,39,.04)}
.ao-nav-links a{font-size:.85rem;font-weight:600;color:var(--ao-ink-soft);padding:9px 18px;border-radius:999px;transition:background .16s,color .16s}
.ao-nav-links a:hover{color:var(--ao-ink);background:var(--ao-bg)}
.ao-nav-links a.active{color:#fff;background:var(--ao-navy)}
.ao-nav-meta{display:flex;align-items:center;gap:12px;flex-shrink:0}
.ao-nav-pill{display:flex;flex-direction:column;align-items:flex-end;line-height:1.1;background:var(--ao-navy);color:#fff;padding:8px 16px;border-radius:999px}
.ao-nav-pill b{font-family:'Space Grotesk',sans-serif;font-size:.95rem;color:#fff}
.ao-nav-pill span{font-size:.6rem;text-transform:uppercase;letter-spacing:.6px;color:rgba(255,255,255,.6)}
.ao-menu-toggle{display:none;background:var(--ao-surface);border:1px solid var(--ao-line);cursor:pointer;padding:9px 10px;flex-direction:column;gap:4px;border-radius:var(--ao-radius-sm)}
.ao-menu-toggle span{display:block;width:19px;height:2px;background:var(--ao-ink)}

/* ---------- Hero banner ---------- */
.ao-hero{background:linear-gradient(150deg,var(--ao-navy) 0%,var(--ao-navy-soft) 100%);color:#fff;padding:52px 0 90px;position:relative}
.ao-hero-inner{max-width:var(--ao-wrap);margin:0 auto;padding:0 var(--ao-gap);display:grid;grid-template-columns:1.4fr 1fr;gap:44px;align-items:center}
.ao-hero-kicker{display:inline-flex;align-items:center;gap:8px;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:1.6px;color:var(--ao-amber);margin-bottom:16px}
.ao-hero-kicker::before{content:'';width:7px;height:7px;background:var(--ao-mint);border-radius:50%}
.ao-hero-title{font-size:2.6rem;font-weight:700;line-height:1.1;margin-bottom:16px;color:#fff}
.ao-hero-title a{color:#fff}
.ao-hero-title a:hover{color:var(--ao-amber)}
.ao-hero-standfirst{font-size:1.06rem;color:rgba(255,255,255,.78);line-height:1.6;margin-bottom:18px;max-width:560px}
.ao-hero-meta{display:flex;gap:16px;font-size:.78rem;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:.5px}
.ao-hero-media{border-radius:var(--ao-radius);overflow:hidden;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.ao-hero-media img{width:100%;height:280px;object-fit:cover}

/* Floating stat cards overlapping hero bottom edge */
.ao-statfloat{max-width:var(--ao-wrap);margin:-56px auto 0;padding:0 var(--ao-gap);position:relative;z-index:5}
.ao-statfloat-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ao-statcard{background:var(--ao-surface);border-radius:var(--ao-radius);padding:20px 22px;box-shadow:0 12px 30px rgba(17,24,39,.1);border:1px solid var(--ao-line)}
.ao-statcard-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.8px;color:var(--ao-muted);margin-bottom:8px}
.ao-statcard-value{font-family:'Space Grotesk',sans-serif;font-size:1.55rem;font-weight:700;color:var(--ao-ink)}
.ao-statcard-value.pos{color:var(--ao-mint)}
.ao-statcard-trend{font-size:.74rem;color:var(--ao-muted);margin-top:4px}

/* ---------- Homepage body ---------- */
.ao-home{max-width:var(--ao-wrap);margin:0 auto;padding:60px var(--ao-gap) 60px}
.ao-section-head{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:22px}
.ao-section-head h2{font-size:1.3rem;font-weight:700}
.ao-section-head span{font-size:.8rem;color:var(--ao-muted)}

.ao-columns{display:grid;grid-template-columns:1fr 320px;gap:36px}
.ao-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.ao-card{background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:var(--ao-radius);overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .18s,transform .18s}
.ao-card:hover{box-shadow:0 16px 34px rgba(17,24,39,.09);transform:translateY(-2px)}
.ao-card.ao-card-wide{grid-column:1 / -1;display:grid;grid-template-columns:260px 1fr}
.ao-card.ao-card-wide .ao-card-media img{height:100%;min-height:180px}
.ao-card-media img{width:100%;height:170px;object-fit:cover}
.ao-card-body{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.ao-pill{display:inline-flex;align-items:center;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--ao-blue-dark);background:#eaefff;padding:5px 12px;border-radius:999px;margin-bottom:11px;width:fit-content}
.ao-card-title{font-size:1.14rem;line-height:1.3;margin-bottom:9px;flex:1}
.ao-card-title a{color:var(--ao-ink)}
.ao-card-title a:hover{color:var(--ao-blue)}
.ao-card-excerpt{font-size:.88rem;color:var(--ao-ink-soft);line-height:1.55;margin-bottom:10px}
.ao-card-date{font-size:.72rem;color:var(--ao-muted);text-transform:uppercase;letter-spacing:.5px}

/* Sidebar */
.ao-aside{align-self:start;display:flex;flex-direction:column;gap:22px}
.ao-widget{background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:var(--ao-radius);overflow:hidden}
.ao-widget-head{padding:16px 20px;border-bottom:1px solid var(--ao-line);font-size:.8rem;font-weight:700;color:var(--ao-ink)}
.ao-rate-row{display:flex;justify-content:space-between;align-items:center;padding:13px 20px;border-bottom:1px solid var(--ao-line);font-size:.88rem}
.ao-rate-row:last-child{border-bottom:none}
.ao-rate-row .name{color:var(--ao-ink-soft)}
.ao-rate-row .val{font-family:'Space Grotesk',sans-serif;font-weight:700;color:var(--ao-blue)}
.ao-most{list-style:none;counter-reset:most}
.ao-most li{counter-increment:most;display:grid;grid-template-columns:30px 1fr;gap:10px;padding:14px 20px;border-bottom:1px solid var(--ao-line)}
.ao-most li:last-child{border-bottom:none}
.ao-most li::before{content:counter(most,decimal-leading-zero);font-family:'Space Grotesk',sans-serif;font-size:1.05rem;font-weight:700;color:var(--ao-line-strong)}
.ao-most a{font-size:.9rem;font-weight:500;line-height:1.35;color:var(--ao-ink)}
.ao-most a:hover{color:var(--ao-blue)}
.ao-nl-box{background:var(--ao-navy);color:#fff;border-radius:var(--ao-radius);padding:24px 22px}
.ao-nl-box h3{color:#fff;font-size:1.12rem;margin-bottom:9px}
.ao-nl-box p{font-size:.84rem;color:rgba(255,255,255,.72);line-height:1.55;margin-bottom:16px}
.ao-nl-box a.ao-btn{display:inline-block;background:var(--ao-amber);color:var(--ao-navy);font-size:.8rem;font-weight:700;padding:11px 20px;border-radius:999px}
.ao-nl-box a.ao-btn:hover{background:#fff}

/* ---------- Article ---------- */
.ao-article-head{background:var(--ao-surface);border-bottom:1px solid var(--ao-line)}
.ao-article-head-inner{max-width:var(--ao-read);margin:0 auto;padding:40px var(--ao-gap) 28px}
.ao-breadcrumb{font-size:.76rem;color:var(--ao-muted);margin-bottom:18px}
.ao-breadcrumb a{color:var(--ao-blue)}
.ao-pill-lg{display:inline-flex;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--ao-blue-dark);background:#eaefff;padding:6px 14px;border-radius:999px;margin-bottom:16px}
.ao-h1{font-size:2.3rem;font-weight:700;line-height:1.14;margin-bottom:16px}
.ao-standfirst{font-size:1.14rem;color:var(--ao-ink-soft);line-height:1.55;margin-bottom:20px}
.ao-byline{display:flex;flex-wrap:wrap;gap:6px 16px;align-items:center;font-size:.8rem;color:var(--ao-muted);padding-top:18px;border-top:1px solid var(--ao-line)}
.ao-byline .ao-sponsor{color:var(--ao-ink);font-weight:700}

.ao-statstrip{max-width:var(--ao-wrap);margin:0 auto;padding:0 var(--ao-gap)}
.ao-statstrip-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;transform:translateY(28px)}
.ao-statchip{background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:var(--ao-radius);padding:18px 20px;box-shadow:0 10px 24px rgba(17,24,39,.08)}
.ao-statchip-label{font-size:.68rem;text-transform:uppercase;letter-spacing:.8px;color:var(--ao-muted);margin-bottom:6px}
.ao-statchip-value{font-family:'Space Grotesk',sans-serif;font-size:1.35rem;font-weight:700;color:var(--ao-blue)}

.ao-figure{max-width:960px;margin:64px auto 0;border-radius:var(--ao-radius);overflow:hidden}
.ao-figure img{width:100%;max-height:440px;object-fit:cover}
.ao-figure figcaption{font-size:.8rem;color:var(--ao-muted);padding:10px 2px 0}

.ao-body{max-width:var(--ao-read);margin:0 auto;padding:36px 0 10px}
.ao-body p{margin-bottom:20px;font-size:1.06rem;line-height:1.72}
.ao-body h2{font-size:1.42rem;margin:40px 0 16px}
.ao-body h3{font-size:1.05rem;margin:28px 0 12px;font-weight:700;color:var(--ao-ink-soft)}
.ao-body ul,.ao-body ol{margin:6px 0 22px 22px;font-size:1.02rem}
.ao-body li{margin-bottom:10px;line-height:1.6}
.ao-body strong{color:var(--ao-ink);font-weight:700}

.ao-glance{background:#eef1fb;border:1px solid var(--ao-line-strong);border-radius:var(--ao-radius);padding:24px 26px;margin:30px 0}
.ao-glance h3{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:1.2px;color:var(--ao-blue-dark);margin-bottom:14px}
.ao-glance ul{list-style:none;margin:0;display:grid;gap:10px}
.ao-glance li{font-size:.94rem;color:var(--ao-ink);padding-left:22px;position:relative;line-height:1.5}
.ao-glance li::before{content:'✓';position:absolute;left:0;color:var(--ao-mint);font-weight:700}

.ao-pullstat{display:flex;align-items:center;gap:20px;margin:32px 0;padding:22px;border-radius:var(--ao-radius);background:var(--ao-navy);color:#fff}
.ao-pullstat-num{font-family:'Space Grotesk',sans-serif;font-size:2.6rem;font-weight:700;color:var(--ao-amber);line-height:1}
.ao-pullstat-text{font-size:.96rem;color:rgba(255,255,255,.82);line-height:1.5}

.ao-callout{background:#fff7ea;border:1px solid #f0dbab;border-radius:var(--ao-radius);padding:24px 26px;margin:30px 0}
.ao-callout h3{font-size:1.08rem;margin-bottom:10px;color:var(--ao-ink)}
.ao-callout p{font-size:.98rem;color:var(--ao-ink-soft);margin-bottom:0;line-height:1.65}

/* Rate cards */
.ao-ratecards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:24px 0}
.ao-ratecard{border:1px solid var(--ao-line);background:var(--ao-surface);border-radius:var(--ao-radius);padding:20px}
.ao-ratecard-bank{font-size:.88rem;font-weight:700;margin-bottom:12px;padding-bottom:12px;border-bottom:1px solid var(--ao-line)}
.ao-ratecard-bank a{color:var(--ao-ink)}
.ao-ratecard-row{display:flex;justify-content:space-between;font-size:.86rem;margin-bottom:8px;gap:10px}
.ao-ratecard-row .k{color:var(--ao-muted)}
.ao-ratecard-row .v{font-weight:700;color:var(--ao-blue);text-align:right}
.ao-ratecard-note{font-size:.78rem;color:var(--ao-muted);margin-top:10px;padding-top:10px;border-top:1px solid var(--ao-line);line-height:1.5}

.ao-note{font-size:.86rem;color:var(--ao-muted);line-height:1.6;margin:18px 0;padding:14px 18px;background:var(--ao-bg);border-radius:var(--ao-radius-sm)}
.ao-source{font-size:.84rem;color:var(--ao-muted);line-height:1.65;margin-top:26px}
.ao-source a{color:var(--ao-blue);text-decoration:underline}
.ao-legal-inline{font-size:.88rem;color:var(--ao-muted);line-height:1.68;margin-top:32px;padding-top:20px;border-top:1px solid var(--ao-line)}

/* Newsletter */
.ao-newsletter{max-width:var(--ao-read);margin:40px auto 8px;background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:var(--ao-radius);padding:32px 30px}
.ao-newsletter h3{font-size:1.32rem;margin-bottom:11px}
.ao-newsletter>p{font-size:.96rem;color:var(--ao-ink-soft);line-height:1.6;margin-bottom:20px}
.ao-nl-form{display:flex;gap:10px;margin-bottom:14px}
.ao-nl-form input[type=email]{flex:1;padding:13px 18px;border:1px solid var(--ao-line-strong);border-radius:999px;font-size:.95rem;font-family:inherit;background:var(--ao-bg);outline:none}
.ao-nl-form input[type=email]:focus{border-color:var(--ao-blue)}
.ao-nl-form button{padding:13px 26px;background:var(--ao-blue);color:#fff;border:none;border-radius:999px;font-size:.9rem;font-weight:700;font-family:inherit;cursor:pointer;transition:background .16s;white-space:nowrap}
.ao-nl-form button:hover{background:var(--ao-blue-dark)}
.ao-nl-consent{display:flex;align-items:flex-start;gap:9px}
.ao-nl-consent input{margin-top:4px;flex-shrink:0}
.ao-nl-consent label{font-size:.78rem;color:var(--ao-muted);line-height:1.5}
.ao-nl-consent a{text-decoration:underline}
.ao-nl-msg{margin-top:12px;font-size:.85rem;display:none}
.ao-nl-msg.error{color:#c04747;display:block}
.ao-nl-msg.success{color:var(--ao-mint);display:block}

/* Related */
.ao-more{max-width:var(--ao-wrap);margin:0 auto;padding:10px var(--ao-gap) 56px}
.ao-more-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:20px}
.ao-more-item{background:var(--ao-surface);border:1px solid var(--ao-line);border-radius:var(--ao-radius);padding:22px}
.ao-more-item h4{font-size:1.02rem;line-height:1.34;margin:10px 0 9px}
.ao-more-item h4 a{color:var(--ao-ink)}
.ao-more-item h4 a:hover{color:var(--ao-blue)}
.ao-more-item p{font-size:.86rem;color:var(--ao-ink-soft);line-height:1.5}

/* ---------- Legal ---------- */
.ao-legal{max-width:var(--ao-read);margin:0 auto;padding:40px var(--ao-gap) 60px}
.ao-legal-back{display:inline-block;font-size:.8rem;color:var(--ao-muted);margin-bottom:24px}
.ao-legal-back:hover{color:var(--ao-blue)}
.ao-legal h1{font-size:2rem;margin-bottom:24px}
.ao-legal h2{font-size:1.2rem;margin:30px 0 12px}
.ao-legal p{margin-bottom:14px;font-size:.98rem;line-height:1.72;color:var(--ao-ink-soft)}
.ao-legal ul{margin:10px 0 16px 22px;color:var(--ao-ink-soft)}
.ao-legal li{margin-bottom:7px;font-size:.96rem;line-height:1.6}
.ao-legal a{text-decoration:underline}
.ao-legal-box{margin:14px 0 22px;padding:20px 24px;background:#eef1fb;border-radius:var(--ao-radius)}
.ao-legal-vat{font-size:1.1rem;font-weight:700;color:var(--ao-ink);font-family:'Space Grotesk',sans-serif}

/* ---------- Thanks ---------- */
.ao-thanks{max-width:560px;margin:80px auto;padding:0 var(--ao-gap);text-align:center}
.ao-thanks-mark{width:60px;height:60px;margin:0 auto 22px;background:var(--ao-mint);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.7rem;color:#fff}
.ao-thanks h1{font-size:1.8rem;margin-bottom:14px}
.ao-thanks p{color:var(--ao-ink-soft);margin-bottom:28px;line-height:1.65}
.ao-thanks a{display:inline-block;padding:13px 30px;background:var(--ao-navy);color:#fff;font-weight:700;border-radius:999px;font-size:.85rem}
.ao-thanks a:hover{background:var(--ao-blue)}

/* ---------- Footer ---------- */
.ao-footer{background:var(--ao-navy);color:rgba(255,255,255,.7);margin-top:24px}
.ao-footer-inner{max-width:var(--ao-wrap);margin:0 auto;padding:48px var(--ao-gap) 30px;display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}
.ao-footer-brand .ao-brand-word{font-size:1.35rem;color:#fff}
.ao-footer-about{margin-top:16px;font-size:.86rem;line-height:1.65;color:rgba(255,255,255,.58);max-width:360px}
.ao-footer-col h4{color:#fff;font-size:.76rem;text-transform:uppercase;letter-spacing:1.4px;margin-bottom:15px}
.ao-footer-col a{display:block;color:rgba(255,255,255,.66);font-size:.9rem;padding:5px 0}
.ao-footer-col a:hover{color:#fff}
.ao-footer-bottom{border-top:1px solid rgba(255,255,255,.13)}
.ao-footer-bottom-inner{max-width:var(--ao-wrap);margin:0 auto;padding:18px var(--ao-gap);display:flex;flex-wrap:wrap;gap:10px 24px;align-items:center;justify-content:space-between;font-size:.78rem;color:rgba(255,255,255,.48)}

/* ---------- Cookie ---------- */
.ao-cookie{position:fixed;left:0;right:0;bottom:0;background:var(--ao-surface);border-top:1px solid var(--ao-line-strong);padding:20px var(--ao-gap);z-index:300;box-shadow:0 -6px 24px rgba(0,0,0,.1);display:none}
.ao-cookie.show{display:block}
.ao-cookie-inner{max-width:var(--ao-wrap);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px}
.ao-cookie-text{font-size:.86rem;color:var(--ao-ink-soft);line-height:1.5}
.ao-cookie-text a{text-decoration:underline}
.ao-cookie-btns{display:flex;gap:10px;flex-shrink:0}
.ao-cookie-btns button{padding:11px 22px;font-size:.82rem;font-weight:700;font-family:inherit;cursor:pointer;border:1px solid var(--ao-navy);border-radius:999px;transition:all .16s}
.ao-cookie-accept{background:var(--ao-navy);color:#fff}
.ao-cookie-accept:hover{background:var(--ao-blue);border-color:var(--ao-blue)}
.ao-cookie-decline{background:transparent;color:var(--ao-navy)}
.ao-cookie-decline:hover{background:var(--ao-bg)}

/* ---------- Responsive ---------- */
@media(max-width:1000px){
.ao-hero-inner{grid-template-columns:1fr;gap:24px}
.ao-hero-media{order:-1}
.ao-statfloat-inner{grid-template-columns:repeat(2,1fr)}
.ao-statstrip-inner{grid-template-columns:repeat(2,1fr)}
.ao-columns{grid-template-columns:1fr}
.ao-more-grid{grid-template-columns:1fr}
}
@media(max-width:700px){
.ao-nav-links{display:none}
.ao-menu-toggle{display:flex}
.ao-nav-pill{display:none}
.ao-brand-word{font-size:1.1rem}
.ao-hero{padding:40px 0 76px}
.ao-hero-title{font-size:1.85rem}
.ao-h1{font-size:1.75rem}
.ao-standfirst{font-size:1.05rem}
.ao-body p{font-size:1.02rem}
.ao-grid{grid-template-columns:1fr}
.ao-card.ao-card-wide{grid-template-columns:1fr}
.ao-card.ao-card-wide .ao-card-media img{height:170px}
.ao-pullstat{flex-direction:column;align-items:flex-start;gap:8px}
.ao-pullstat-num{font-size:2.1rem}
.ao-nl-form{flex-direction:column}
.ao-nl-form button{border-radius:999px}
.ao-footer-inner{grid-template-columns:1fr;gap:30px}
.ao-cookie-inner{flex-direction:column;text-align:center}
.ao-cookie-btns{width:100%;justify-content:center}
}